A recent industry wide survey by the Intermediary Mortgage Lenders Association (IMLA) demonstrates that Express Mortgages is one of the top performing brokers within the UK. On average, a Mortgage Broker will complete 69% of all applications they submit on behalf of their clients. Of course many brokers complete an even lower percentage of applications, Express Mortgages however had a completion rate of 83% in quarter 4 of 2015. IMLA concludes that the best brokers are, “evidently highly effective at matching borrowers with the product best suited to their needs, and we expect them to build upon this success as they continue to get to grips with adjustments to the.. read more →

Landlords are increasingly confident about the availability of buy-to-let finance. This is according to new research from Paragon Mortgages, which shows rental property owners are now more optimistic than they have ever been since the financial crisis struck. Some 44% of landlords told the organisation they thought buy-to-let finance was readily available in the first quarter of 2014. This represents a 2% increase on the year before and is the highest figure recorded since Paragon started the survey in 2010. John Heron, the company’s Managing Director, stated: “The availability of buy to let finance is vital to a healthy and competitive private rented sector.” “As the market has recovered we.. read more →